While standard homeowner policies specifically exclude flood damage, flood insurance is available through the National Flood Insurance Program at an affordable cost.
Flood insurance is an important consideration for all homeowners as powerful storms often can lead to flooding, even for individuals who do not live in a designated flood zone.
Fortunately, your David Agency specialists have a strong pulse on the market and are knowledgeable on the various options available, including:
- Coverage for backup of sewers and drains.
- Excess flood coverage.
- Water damage loss.
- It is important to work with the right insurance professional to assess specific needs and the right policy choices based on location, limits, and several other factors.